Dave Houser 🦬 on LinkedIn: Home | Horses Healing Human (2024)

Consider this-Is it faster to work to make more money or stop the leaks and keep more of what you earn?Hustle takes time and effort from an already busy day. The grinding down of you. Sacrificing.OrIdentify where money is leaking out of your control and stop it to retain control over those dollars. Yes, it takes effort up front and need to be vigilant moving forward but now there is no chasing returns- there is creating more for you to enjoy.Both work. Both can be applied to a plan and I ask you to try out plugging the holes first.Make a stand to master the flow of funds in your life. If you’d like a proven path to accelerate things send me a dm and let’s get rolling.#wealthfirst #bewealthyandwell

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Why not having an employer sponsored retirement plan is a GIFT!Yes, it is a BIG GIFT that allows you to take more of the money that earned home and put to work for you without a penalty. I mean, how crazy is it to put money away only to be penalized if you want to access it before a certain age.Talk about controlling peoples behaviors. Society agreed that this was in the "best interest" of all. All the people involved in these plans except the individual.First, there is no "free" money from an employer because there was never free money anyway. At best- the employers contributions would pay future taxes when you go to use the money in those funds. That's right- businesses get a tax deduction for offering the plans while you get a tax bomb waiting for your in the future- sweet deal.When I realized this kind of thing happens all throughout corporations, financial institutions and any government planning- I had enough and sought out something different that lead to me be in control over my financial decisions- 100% responsible.If I failed at something- that is on me.If things were positive I am 100% responsible for that.If you want something different it requires you to go different paths. When you take on full responsibility you become a beacon that inspires folks around them to bigger and bolder lives.Try that on.

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This is what having someone fight for others looks like

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You get up like every morning- get out of bed, wipe gunk from your eyes, brush the teeth, get dressed, grab coffee and jump into the car for the morning commute.On the way you are blindsided when I driver runs a red light.You are pulled from the car. Taken to the hospital. Unable to speak, move and unsure of what is happening around you...What is the plan you have in place for this?Let me challenge you here- this may never happen to you. I know this can happen because I survived an accident like this. Bad things happen to good people.Bills do not stop coming.Life doesn't stop if cant participate fully.What is the plan to get through the next 30 days?60 days?90 days or longer?

The Unseen Safety Net: Why Disability Income Protection Should Be Your PriorityI will talk about income until the last breath leaves my body. It is the greatest financial tool available that people, including me, have not considered how powerful it can be for the future you want to live into.Imagine the changes that would have to take place in life if the paycheck stopped flowing into your bank account and your ability to pay bills became a problem on top of the problem of not having the ability to bring home a paycheck.Income is the engine of life for many folks. There are many other things I have written about for that, so go back and look for past articles to read more on supercharging your cash flow engines.Today, let's dive into disability income protection.Things to consider are:1. **What is the 30 Day plan?** Do you have enough in savings to cover 30 days of fixed expenses and have the ability to feed the family?2. **What is the 90 Day plan?** Injuries or illness can last longer than we expect, so if you are kept out of work for 90 days, how will bills be paid? Will there be a dependency on credit cards? Is selling things to be considered?3. **After 90 days- then what?** If this scenario came up, will assets need to be sold and used to cover expenses? Having disability coverage after 90 days can be a possibility in keeping your current financial planning from being totally blown up. It provides the bridge needed to cover expenses and not add on excessive debts that can cripple a family’s finances.The thought of something bad happening to us and not being able to go to work to earn a paycheck is tough to think about for folks. I get that. If something were to happen, the cost of not having put a plan together can turn a bad situation into heartbreak rather quickly.To protect the earnings you have worked for, and keep the people you care about most safe and provided for, being prepared for an unknown future and being in the best position available is something to consider.#incomeprotection #wealthcreation #financialwellness

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When the heart starts getting wonky- performance declines.When cashflow has interruptions- performance suffers in more than financial aspects of life.

Protect Your Income, Protect Your Future: The Vital Role of Disability Income CoverageI will talk about income until the last breath leaves my body. It is the greatest financial tool available that people, including me, have not considered how powerful it can be for the future you want to live into.Imagine the changes that would have to take place in life if the paycheck stopped flowing into your bank account and your ability to pay bills became a problem on top of the problem of not having the ability to bring home a paycheck.Income is the engine of life for many folks. There are many other things I have written about for that, so go back and look for past articles to read more on supercharging your cash flow engines.Today, let's dive into disability income protection.Things to consider are:1. **What is the 30 Day plan?** Do you have enough in savings to cover 30 days of fixed expenses and have the ability to feed the family?2. **What is the 90 Day plan?** Injuries or illness can last longer than we expect, so if you are kept out of work for 90 days, how will bills be paid? Will there be a dependency on credit cards? Is selling things to be considered?3. **After 90 days- then what?** If this scenario came up, will assets need to be sold and used to cover expenses? Having disability coverage after 90 days can be a possibility in keeping your current financial planning from being totally blown up. It provides the bridge needed to cover expenses and not add on excessive debts that can cripple a family’s finances.The thought of something bad happening to us and not being able to go to work to earn a paycheck is tough to think about for folks. I get that. If something were to happen, the cost of not having put a plan together can turn a bad situation into heartbreak rather quickly.To protect the earnings you have worked for, and keep the people you care about most safe and provided for, being prepared for an unknown future and being in the best position available is something to consider.#incomeprotection #wealthcreation #finacialwellness

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Who is out there fighting for you?Does that person put you in a position to win no matter what is happening in life?Who is in your corner to challenge you to raise up you up to a new level you didnt know was possible for you?I invite you to a conversation to transform the way you are being in this world that significantly impacts your future.Dm me and I will send you a link to schedule a Possibility Call.

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What Happens When Your Paycheck Stops? The Critical Need for Disability Income ProtectionI will talk about income until the last breath leaves my body. It is the greatest financial tool available that people, including me, have not considered how powerful it can be for the future you want to live into.Imagine the changes that would have to take place in life if the paycheck stopped flowing into your bank account and your ability to pay bills became a problem on top of the problem of not having the ability to bring home a paycheck.Income is the engine of life for many folks. There are many other things I have written about for that, so go back and look for past articles to read more on supercharging your cash flow engines.Today, let's dive into disability income protection.Things to consider are:1. **What is the 30 Day plan?** Do you have enough in savings to cover 30 days of fixed expenses and have the ability to feed the family?2. **What is the 90 Day plan?** Injuries or illness can last longer than we expect, so if you are kept out of work for 90 days, how will bills be paid? Will there be a dependency on credit cards? Is selling things to be considered?3. **After 90 days- then what?** If this scenario came up, will assets need to be sold and used to cover expenses? Having disability coverage after 90 days can be a possibility in keeping your current financial planning from being totally blown up. It provides the bridge needed to cover expenses and not add on excessive debts that can cripple a family’s finances.The thought of something bad happening to us and not being able to go to work to earn a paycheck is tough to think about for folks. I get that. If something were to happen, the cost of not having put a plan together can turn a bad situation into heartbreak rather quickly.To protect the earnings you have worked for, and keep the people you care about most safe and provided for, being prepared for an unknown future and being in the best position available is something to consider.#incomeprotection #wealthcreation

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